Texas RV Insurance - Travel Trailer Insurance
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Types of Recreational Vehicles
- Class A Conventional Motorhomes
- Class C Mini Motorhomes
- Class B Camper Vans
- Conversion Coach
- Utility Trailer
- 5th Wheel trailer
- Travel trailor / Toy Hauler
- Med. Duty Truck ( 1 ton and larger )
- Mounted caper & Pop-Up
Motor Home Personal Property Insurance Coverage:
Covers items that you take onboard your RV, such as house wares, tools, clothing and sporting equipment. Although these items may be covered by your homeowners policy, typically only 10% of your homeowners coverage extends to off-premise property. That may not be enough insurance to cover the items in your RV.
Fifth Wheel Personal Property Insurance Coverage:
Covers items that you take onboard your Travel Trailer, such as house wares, tools, clothing and sporting equipment. Although these items may be covered by your homeowners insurance policy, typically only 10% of your homeowners coverage extends to off-premise property. That may not be enough to cover the items in your Travel Trailer. Choose the dollar amount you would like to cover. This amount will affect the price of your insurance policy
Travel Trailer Road Service Insurance:
TravelLine Towing and Roadside Assistance eliminates the hassle of buying a separate towing plan. Available 24 hours a day, 365 days a year everywhere in the United States and Canada, towing, jump starts, roadside service, flat tire changes, fuel delivery, and locksmith services are just a toll-free phone call away. There are no out-of-pocket payments required, either. Just sign and drive. What's more, your travel trailer - and your tow vehicle- are covered with this insurance, regardless of who is driving
Coverage for Attached Accessories, including awnings, satellite dishes and TV antennas.
RV Road Service Insurance & Unlimited Towing:
Provides sign-and-drive coverage 24 hours a day, 365 days a year. Includes battery jumpstarts, fuel delivery, flat tire change, lockout service, and winching and towing for mechanical or electrical breakdown. The amount you choose is the limit of coverage (the maximum payment from the insurance company).
Ensures that you get a new comparable RV if you have a total insurance loss in the first five model years. For RVs six model years or older, the purchase price of the coach would be paid. This added RCV valuable insurance coverage protects your Motor Home investment from the effects of depreciation.
Full Timers Coverage:
Provides comprehensive personal liability, stored personal contents, and additional living expense insurance coverage for those living full-time in their RV.
Agreed Value Coverage:
Locks in the value of your classic coach or bus conversion up front with a qualified appraisal.
Canada & Mexico Coverage:
Covers your recreational vehicle for comprehensive and collision while you travel in Canada or Mexico, provided you maintain Canada or Mexico liability insurance during your entire trip.
Vacation Liability Coverage:
Pays for bodily injury or property damage to others occurring at your vacation campsite.
Emergency Expense Coverage:
Reimburses you for expenses incurred following an accident or other covered loss. Pays for hotels and transportation if your coach is incapacitated. Choose the dollar amount for maximum reimbursement.
Purchase Price Protection:
Available only on new Motor Homes, this guarantees reimbursement of the entire purchase price in the event of an insurance loss.
Some Recreational addiontal coverages vehicles are optional and others can be added or endorsed, make sure to check your policy and any additional coverages and exclusions.
Unless you have a true recreational vehicle insurance package, you could be in for an unpleasant ordeal should you experience a loss with your RV. Your auto and homeowner's policies may not cover such items as appliances, plumbing or accessories. Without true Recreational Vehicle insurance, your emergency expenses incurred while traveling would undoubtedly come out of your own pocket. A typical travel trailer insurance policy from an auto carrier will include physical damage coverage only. Our A + rated motorhome insurance and travel trailer insurance companies provide coverages far above and beyond the modest coverage provided by your auto insurance company.