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ABC Insurance Services, Inc Blog: insurance

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Why Do You Need Homeowners Insurance? There are a couple of major reasons you need homeowners insurance. One is to protect your property and the belongings inside it. Second, you won’t be able to get a mortgage without some sort of minimum homeowners insurance coverage. READ MORE >>

The insurance industry is experiencing a period of increased rates, and we’ve explained everything you need to know about the current climate and how it will impact your upcoming renewal. What’s going on with insurance rates? READ MORE >>

Fewer carrying flood insurance despite risk; Standard homeowners and renters insurance does not cover flood damage. Flood coverage, however, is available in the form of a separate policy. Amanda Spartz nearly did not renew her home's flood insurance policy after her first. READ MORE >>

Standard homeowners and renters insurance does not cover flood damage. Flood coverage, however, is available in the form of a separate policy both from the National Flood Insurance Program - NFIP (888-379-9531) and from a few private insurers. READ MORE >>

When it comes to auto insurance, there are many myths floating around. Throughout the years, I have heard a lot of reasons why someone believes their insurance rates should be lower (or higher), and many of them are untrue. Regardless of how these misconceptions started, they are deeply ingrained into insurance lore. READ MORE >>

5 Laws Every Commercial Real Estate Owner Needs to Know About Commercial real estate law isn’t an easy thing to wrap your head around.  There are laws at the federal level, laws at the state level, and regulations at the local level. READ MORE >>

Seven Tips To Finding Right Commercial Auto Policy Finding a good deal on commercial auto insurance is about more than finding the lowest rate—it’s about finding the best all-around coverage to suit your company’s needs. READ MORE >>

Texas Home Insurance Rates Higher Home Insurance Rates Texas is among the top three states in the nation having the highest home insurance rates, accompanied by Florida and Louisiana. One of the reasons is the diverse weather patterns in these states. READ MORE >>

Does a good car safety rating lower auto insurance rates? The answer is yes and no. Car safety ratings are definitely a factor considered by your insurance company that will affect your insurance rates, but it is only one of a combination of several factors they will consider when establishing your insurance costs. READ MORE >>

Commercial Property Insurance is one of the building blocks of your business protection plan, especially if you work in an industry that has specialty equipment, product inventory, or valuable items (such as computers, electronics, and media devices). READ MORE >>

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