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ABC Insurance Services, Inc Blog: homeowners insurance

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Why Do You Need Homeowners Insurance? There are a couple of major reasons you need homeowners insurance. One is to protect your property and the belongings inside it. Second, you won’t be able to get a mortgage without some sort of minimum homeowners insurance coverage. READ MORE >>

The insurance industry is experiencing a period of increased rates, and we’ve explained everything you need to know about the current climate and how it will impact your upcoming renewal. What’s going on with insurance rates? READ MORE >>

The holiday season is a busy time for most people. There are family gatherings to arrange, parties to host, houses to decorate, presents to buy and cookies to bake. Amid all that hustle and bustle, it’s a good time to revisit your home insurance coverage because the holidays can provide some out of the ordinary situations for homeowners. READ MORE >>

Many people make the mistake of coming to a decision under one set of circumstances and then sticking with it forever – regardless of whether situations change in later years. Take cable television, for example. The cable companies rely on customers never looking for better deals while rates continue to go up. READ MORE >>

A Homebuyers Guide to Home Insurance is designed to educate long time homeowners and home buying newbies alike about the ins and outs of home insurance. How much coverage do you really need? Do you know what features of a home negatively affect your rates? READ MORE >>

Major Improvements to the Interior or Exterior of Your House Can Significantly Change Your Insurance Needs Talk to your insurance agent, broker or company representative before you start the project Let your insurance agent  know about your remodeling plans. READ MORE >>

A new insurance commissioner has allowed State Farm to charge higher rates and deductibles in Texas. State Farm Insurance on Dec. 1 was authorized to switch many of its 1.2 million homeowner policies to a higher deductible. The Dallas Morning News reports Commissioner Elanor Kitzman, who took office in August, found no reason to reject the increases. READ MORE >>

There is no doubt that a homeowners insurance policy offers you and your family the financial reimbursement you will need to get your life back on track after an insurable incident. But the financial benefits of having homeowners insurance are not experienced by policyholders unless they endure an insurable incident with a financial impact that exceeds their deductible. READ MORE >>

Ways to Lower your Homeowners Insurance Policy There are many ways to lower your home insurance rate. One by choosing a higher deductible, most people are scared to get higher deductibles in case they have a smaller claim. On the other hand you are giving your money away to the insurance company by choosing lower deductible. READ MORE >>

Is an Ant Attack Covered by Homeowners Insurance? Ants are notorious for ruining picnics- but they can also be a huge pain in the um, rear, when they make their way indoors. Over the last couple of days, we have been fighting back an invasion that makes the Normandy landing look like a stroll on the beach. READ MORE >>

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