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Why Do You Need Homeowners Insurance? There are a couple of major reasons you need homeowners insurance. One is to protect your property and the belongings inside it. Second, you won’t be able to get a mortgage without some sort of minimum homeowners insurance coverage. READ MORE >>

A bird may seem like a small, simple animal. However, it can cause damage to your assets including your car. If you have bird-related damage to your car, your auto insurance policy may cover it. Whether you have coverage depends on many factors. Among them is what type of coverage you have. READ MORE >>

A small leak is all it takes. Within a short amount of time, the insulation in a roof can develop mold. The interior of the roof may have structural deficiencies as a result. When a situation like this occurs, it becomes essential to find a solution. Home insurance may not cover this type of damage. READ MORE >>

One of the fastest growing small business sectors is the independent grocer. Gone are the days when only the large retailers could capture a customer base. Today’s consumer is after not just affordable products, but also specialization. Small town grocers offer this. However, these are high-risk businesses. READ MORE >>

The insurance industry is experiencing a period of increased rates, and we’ve explained everything you need to know about the current climate and how it will impact your upcoming renewal. What’s going on with insurance rates? READ MORE >>

Fewer carrying flood insurance despite risk; Standard homeowners and renters insurance does not cover flood damage. Flood coverage, however, is available in the form of a separate policy. Amanda Spartz nearly did not renew her home's flood insurance policy after her first. READ MORE >>

Standard homeowners and renters insurance does not cover flood damage. Flood coverage, however, is available in the form of a separate policy both from the National Flood Insurance Program - NFIP (888-379-9531) and from a few private insurers. READ MORE >>

When it comes to auto insurance, there are many myths floating around. Throughout the years, I have heard a lot of reasons why someone believes their insurance rates should be lower (or higher), and many of them are untrue. Regardless of how these misconceptions started, they are deeply ingrained into insurance lore. READ MORE >>

5 Laws Every Commercial Real Estate Owner Needs to Know About Commercial real estate law isn’t an easy thing to wrap your head around.  There are laws at the federal level, laws at the state level, and regulations at the local level. READ MORE >>

Seven Tips To Finding Right Commercial Auto Policy Finding a good deal on commercial auto insurance is about more than finding the lowest rate—it’s about finding the best all-around coverage to suit your company’s needs. READ MORE >>

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